and obama himself, just really quickly, is that right and why? why do you think that's happening? >> it's definitely correct. i talked to a lot of college students, including myself, and i talk to people and they are really upset with washington. they voted for president obama overwhelmingly in '08 and 2012. it's really interesting, for the first time in the last 50 years we are seeing young people view the negative effects of their own vote almost immediately. they are paying higher premiums, they can't find a job and they are tired of hearing the rhetoric of the president when they're seeing the harsh reality of the policies. >> we may not get through this tonight. you are all great to be here, but let me go to sophie on this point. people are depending on young people to finance obama care. that's basically how this works. they are going -- they are the healthy young and they are going to pay for the elderly and the sick. do you think that's going to happen? will the healthy young so-called do their quote, share and actually sign up or not? >>